Monday, 28 April 2014

Washington Auto Loans make Car Buying Easy, Affordable and Stress-free

Owning a car is a necessity but tension during the car buying process is absolutely unnecessary. Washingtonians shouldn’t worry about the lengthy auto financing process. You no longer need a pile of documents to get approved for WA car loans. Apply with Washington Auto Loans and get easy online approval at the click of mouse.
Apply for FREE Auto Loan Quotes
The company has several years of experience. It works with the motive of providing low rate auto loan options to car buyers of Washington. All auto loan quotes that are offered in the Evergreen State are highly affordable and easy on the wallet.

Washington Auto Loans provides car financing options to bad credit buyers and people with no credit history. It doesn’t matter if your credit score is terrible. If you have regular job and decent income, the company will leave no stone unturned in finding a loan for you.

Washington Auto Loans – it truly makes car buying fun and totally pleasurable. Apply now and buy the car of your dreams instantly.

Thursday, 17 April 2014

Car Buying Advice for New Washington Residents

Washington Auto Loans not only offers low rate auto financing, but also provides tips to lower your car cost. Here’s a question about buying a car when moving from Oregon to Washington. If you have any question related to car buying and financing, drop in a comment and we will get back to you.

I live in Portland, Oregon. My husband has a got a great job in Spanaway city of Washington. He will be joining next month. But, I will be moving in September after taking care of things here. Now, we didn’t own a car in Oregon but we will need one in Washington. Should I buy a car here or in WA? I have heard that Oregon has no service tax. But, if I buy here, will it be compulsory to pay the tax in Washington. I am confused. Please help me. 
    - Catherine R.
(Moving from Portland, Oregon to Spanaway, Washington)
Oregon is a state where you don’t have to pay sales tax on car. It’s simply great but sadly it won’t be the case when you start to live in Washington. Now, if you want to save on tax while buying a car, buy it in Oregon. But, remember to make the purchase 3 months before moving to Washington. This is because WA has a rule that Use Tax* will be charged if you purchase a "private motor vehicle" in another state within 90 days before moving to Washington.

There are a few requirements which you should meet. Here they are:

1. A "private motor vehicle" is used for the personal transportation of the individual. It has a load capacity of 1500 pounds or less.

2. Vehicles with a load capacity greater than 1500 pounds, RVs, watercraft and trailers do not qualify for this exemption.

*Use Tax is the same rate as sales tax and. It is outstanding when a property is brought into Washington if sales tax was not paid.

So, buy your vehicle this month or the next. And, then take it with you to Washington in September. This way you will pass the 90 days requirement easily and save on the tax.

Washington Auto Loans has started offering low rate car financing in the neighboring states of Washington. This means you can enjoy affordable and instant car loans in Oregon as well. Apply now and get ready to save more.

Tuesday, 8 April 2014

Cruise-In Car Lovers at Le-May AMC because it is The Place to be

Car enthusiasts are never idle in Washington. There is a plethora of car-related activities in the Evergreen State. Come tomorrow, 10th April 2014, you have the opportunity to enjoy Cruise-In at the LeMay-America’s Car Museum in Tacoma, WA.

This is an ideal opportunity for showing off your prized possession. You can enjoy Fred Granados at AMC and contribute other car lovers in choosing a People’s Choice Awards. There are several interactive zones at the exhibit to keep you busy. Also, you can enjoy Movie Night in Club Auto after the exhibition.

Sounds like a great evening, doesn’t it?

For additional assistance, you can visit or call 253.779.8490.

Car lovers admire cars but often hate car loans. It is because of exorbitant rates. But, Washington Auto Loans gives you the opportunity of securing lower rates on auto loans. Get the best car loan program by submitting 1 minute application form.

Auto Loans without Credit History and Co-Signer – Can people of Tacoma Apply?

When you have no credit history,a co-signer becomes all the more important. A lender requires a co-signer in Tacoma because he/she guarantees regular monthly payments.I agree that a co-signer with good credit history can help you get quick auto loan approval. But, it is not easy to convince someone to risk their stellar credit score for your auto dream. So, what do you do when there is no one to help you? What should be your game plan for buying your dream car in Washington? Read this article and survive the auto financing world without a co-signer.

Modern Alternative to “No Credit – No Co-Signer” Problem

Few years back, lenders rejected every auto loan application with no credit history. But, things have changed now. With increased competition, customer has become the king in true sense. Lenders are providing instant auto loan approval with zero credit score. They no longer ask you for a co-signer. You can get trouble-free auto loans program with zero credit history and no co-signer.

Qualification Criteria for getting Approval on Auto Loans without Credit History and Co-Signer:

1. A valid SSN to identify yourself

2. Age Proof to make sure that you are legally allowed to enter into a contract

3. Income and Employment Proof – It is essential that you earn regular income.

NOTE 1 - Alert for College Students – Most lenders accept part-time income. So, don’t worry if you earn low income. You can get approval with gross monthly income as low as $1,000 provided you have fewer debts.

NOTE 2 – Although down payment is not compulsory for getting zero credit auto financing without co-signer, you can opt for it. A 20% down payment will ensure instant approval. If you don’t have down payment, you can trade-in a car with positive equity.

Procedure for getting approval in Tacoma, Washington

The approval procedure on auto loan in Washington is same as in any other state of the nation. You need to be absolutely ready to deal with the auto financing world. Here’s how you can apply for the loan.

Know your Score

An individual’s credit score is never zero. There is always a number attached to your credit report. Even though you think you have credit history,check it before applying for a car loan. It is quite possible that you may have used a credit card or a department store card in past. Such things definitely have an impact on your credit score. Another reason for getting your credit ratings is to avoid financial frauds. Lenders may dupe you by providing you higher rates under the pretext of terrible credit score. So, it is always better to have knowledge of your ratings.

Increase Approval Chances by applying at the Right Place

Many young car buyers of Washington face rejection because they apply with wrong lenders and dealers. When you have specific requirements, apply with lenders who can fulfill them. Use the web to search for companies that provide no credit no co-signer auto loans in Tacoma. Don’t forget to check the reliability of these companies.

After you apply with a relevant online auto financing company, it will analyses your loan request. You will be contacted by its local representative to discuss the details of the Tacoma auto loan contract.

Auto loan approval without credit score and co-signer is very simple. All you need to do is know the exact process of securing the loan program in Tacoma. I hope this Washington auto financing guide helped you in knowing everything about no credit no co-signer auto loans.

Rapid Car Loans doesn’t make co-signing compulsory for Washingtonians with zero credit history. You can get quick approval on auto loans with no cosigner and no credit score by simply submitting the online application form on the website. Submit your Washington auto loan request and get ready to drive your car on the streets of the city.

Best of luck! Hope you get a great auto loan deal!

Saturday, 12 October 2013

Washington Auto Loans – A Dream come true for every Bad Credit Car Buyer

Washingtonians with bad credit history! If thinking about car loans is giving you nightmare, then here’s some great news for you! You can now get quick approval on Washington Auto Loans.

Apply for FREE Auto Loan Quotes

No endless waits just simple application process – Washington Auto Loans ensure that you get instant car loan quotes! A stable job is all that is necessary to get quick auto financing program in Washington. With bad credit car loans, you can enjoy lower rates. This means making monthly payments will become extremely easy for you. Several advantages with just one application form. Don’t wait anymore. Apply now!

Tuesday, 11 December 2012

Washington Auto Loans with Guaranteed Approval – Buy Your Dream Car without Spending Money on Down Payment

Is the thought of down payment troubling you? You can now enjoy Washington auto loans without down payment. Anyone can apply online and qualify for guaranteed Washington car financing with no money down. Bad credit or no credit won’t cause any problem in approval.

Washingtonians with no credit can also apply without any tension. Easy qualification criteria require you to earn just $1,000 per month. No application fees and zero pre-payment penalty make Washington car loans perfect for car buying. Apply now.

Apply for FREE Auto Loan Quotes

Monday, 10 December 2012

Wash Away Every Bad Credit Fear and Get Approved for Washington Bad Credit Auto Loans

No matter you live in Seattle, Spokane or Spanaway. It is not crucial if you live in Vancouver or Tacoma. Every Washingtonian needs a car. And, what makes car buying difficult? The answer is definitely bad credit history. If you have been troubled by bad credit, it’s time to fight it.

“All Things are ready, if your Mind be so.”

These words from Henry V perfectly reveal the secret of getting bad credit auto loans in Washington. You can be ready for securing guaranteed approval only when your mind is ready. Begin with a positive attitude. Only strong-willed can endure the preparation of securing a car loan in Washington.

Remember that bad credit can be tackled effectively only by preparing for the WA car loan process. This WA car loan guide will help you in getting approved with a bad credit score.

Shocks are never good

It is quite understandable that knowing your exact bad credit score will make you more nervous. But, you must face the truth and get your true credit score. Also, be prepared to analyze your credit report. It is essential because credit bureaus often commit mistakes in making reports. So, put on your reading glasses and get down to work.

Nothing better than Reality on Paper

No matter how confident you are of securing bad credit Washington car loans, lenders will only have confidence on written proof. Consider it from lender’s point of view. You have bad credit history which means you were not able to handle your financial transactions in past. This makes you a risky investment. But, you can negate the risk by providing a proof of regular income and stable employment. WA lenders will also require you to show receipts of utility bills. This will ensure that you are regular in making payments.

Pay attention to Down Payment

Bad credit history is caused by inability of making regular payments. WA lenders don’t want a risky deal and that’s why; they will insist on down payment amount. Keep in mind that down payment is that one thing which can change any lender/dealer’s mind. Higher the down payment amount, better it is.

It’s okay if you cannot manage a cash down payment. There are other ways to make a down payment and that too without taking out a single penny from your pocket. You can trade-in your old car or use cash rebates from the new car as down payment.

This is how you can get approved for a bad credit auto loan in Washington. By following the tips mentioned in this bad credit car loans guide, car buying will become extremely easy in Washington. Forget every agony that bad credit has caused you because this article will only lead you to success.

Guaranteed Approval on WA No Down Payment Auto Loans – No Longer a Distant Dream for Washingtonians

Cars and cars loans are practically the same. Everyone who wants a car in Washington needs WA auto loans. With the entry of several lenders and the wide availability of online auto financing in the Evergreen State, car financing has become very easy. But, now the real problem is managing a down payment for your car. Getting together money for money down is a real pain and it often postpones a Washingtonian’s plan of buying the beauty on wheels.

But, you need not worry about down payment because there are lenders who offer 0 down payment auto financing option to car buyers of Washington. Getting guaranteed approval on such an amazing car loan program is easy when you follow the simple steps mentioned in this car financing guide. So, strap your seat belts because the ride to no down payment auto loans is going to start soon.

No Down Payment – Not a Dream Anymore

Down payment is impractical. When some gets a car loan, he/she doesn’t have ready cash. This means getting a down payment will be difficult for him as well. Luckily, for people living in Washington – be it Seattle, Marysville, Spokane, Lynnwood or Rock Island, you can get zero down payment auto loans program. Here’s how you can take hold of the best car loan program without down payment. Approval is guaranteed!

Get Ready for Guaranteed Approval on No Down Payment Auto Loans in WA!

Know your Financial Status

A car will definitely up your status but is your financial status ready for it? You must know your affordability. If you are financially incapable of making regular payments on your Washington 0 down auto loans, it will harm your credit score. So, don’t buy a car without thinking of future payments. Calculate your income and expenses and also remember that you will have to expend on car. There are many costs that arise when you buy a car like registration fees, fuel, repairs and maintenance expenses, etc.

Review your Credit Report

It is essential that you know your credit report like the back of your hand. Thoroughly scrutinize the report and look for any error or unjustifiable transaction. Inform the credit bureau regarding all error entries. This will aid in improving your credit score. If you can manage to pay-off few of your debts, it will work wonders for securing an auto loan without down payment in Washington.

In Pursuit of a Co-Signer

Once you start working on getting guaranteed credit approval on no money down auto loans in WA, you must get ready to search a co-signer. Down payment and co-signer are important for the lender. They become imperative when you have bad credit history. So, when you decide to avoid down payment, it is crucial that you work on the other essential factor. Begin your inquest for someone with a good credit score to become your co-signer.

Trade-in and Rebates can Give You Tremendous Relied

Lenders of Washington understand that it is not possible for everyone to get 10%-20% money as down payment. It’s okay if you don’t have cash down payment. But, here’s one tip if you are short of money – use your old car as trade-in. A trade-in will lower your car loan amount and will have the same benefits of a down payment. You can also use your cash rebates as down payment and avoid paying money out of your pocket.

Simple Search for No Down Payment Auto Loans

With the help of your internet, you can easily search for zero down payment auto loans. E.g. If you live in Lacey, WA, you can type “Lacey, WA auto loans” , “Car Loans Lacey 98503” or just the zip code and search for auto loans. In the same way, if you are resident of Vashon, WA, then search “Vashon, WA 98070 car loans” and find car lenders in your area. Make sure that you choose a reliable and trustworthy lender.

See, it’s really simple to enjoy guaranteed approval on Washington no down car financing. Truly, car buying without down payment was never this simple. So, don’t wait for anything else. This is as best as it can get! Get your no down payment auto loans program today!

Rapid Car Loans is the most preferred online auto financing company for getting guaranteed approval on WA no down payment auto loans. Bad credit history won’t trouble you in getting instant approval and low interest rates on Washington auto loans. Apply now and drive your dream car without down payment!

Sunday, 19 February 2012

Enjoy Driving In Washington by Availing Bad Credit Auto Loans

We, Americans are all proud car lovers. Cars are a necessity for everyone and more so, if you are living in Washington. Travelling in the Evergreen State, a car is indispensable as there is very little public transportation outside the main cities. Also, it offers a well-maintained road network which means cars are the most convenient way to travel.
The only thing that causes a hurdle while buying a car is your bad credit score. If your bad credit score is troubling you, then this article is for you. There are several Americans dealing with bad credit scores and yet are able to get a reasonable auto loan.

Washingtonians! Even you can buy your dream car irrespective of your bad credit score. How do you do it? Here are few tips to help you avail a bad credit auto loan.

Think Practical

You must understand that you have a weak credit score and so it’s obvious that you will have to pay more than someone with a good credit score. You must keep this in mind so that you don’t feel dissatisfied in the end. Also, remember that choosing an expensive vehicle can unnecessarily increase your loan amount.

Decide on the exact loan amount. Also, know the amount of monthly payment that you can easily pay. For that, prepare your budget. Deduct all your expenses from your gross income and you will know the amount to spare for the loan payments. You can take help of the car loan calculators which are available online.

Nothing Is More Dangerous Than Ignorance

Yes, the words of Martin Luther King hold true even in the context of your car loan. If you are unaware of your credit score, the lender may cheat you and ask for a higher interest rate. Trust nobody but yourself and hence, get your credit score. There are several websites that help you get it.

Your credit score is determined on the basis of your report. The Federal Law allows you to check your credit report once a year and that too without any cost. You can go to and get your free copy. Check for any errors. There are several cases where errors and identity theft have played havoc. If you find any discrepancy, report it to the credit bureaus.

Are You Ready?

To avail bad credit car loans, you must meet certain criteria. You will have to prepare your documents which will be needed by the lender. Here’s a list of all the papers:-

1. Proof of Income

You must be earning something between $ 1,000 - $ 2,000 per month.

If you are a salaried employee, send a copy of last two months’ pay stubs to the lender. If you are a self-employed or individual contractor, you will have to submit your IT returns.

2. Bank Statements

Bank statements are like your personal diary. One can know everything about your finances from them. Lenders want to know if their money is safe with you and hence, will ask for your bank details.

3. Your Residential Proof

Most lenders want you to stay for at least six months in your current residence. You will need a residence proof and anything from a phone or an electricity bill will serve your purpose. If you are paying rent, then a receipt from your landlord can also be used as a proof.

4. Vehicle Information

Your car details will be required by the lender. If you haven’t selected your car and are waiting for the loan approval, it’s okay. But, you must submit the details as soon as you decide on a car.

Purchase price, VIN, car’s year, make and model are essential. If you are buying a used car, don’t forget to get the odometer disclosure and make sure that the title is clean.

It’s Time You Look Around

There are several options for availing a bad credit auto loan. Nonetheless, you will have to search for that one lender who offers you a perfect deal. Banks and dealerships are an option. But, if you want to have more choice, internet is your answer. There are several online auto financing companies that can help you in getting a loan. Most companies have a nation-wide network and hence, it would offer you more alternatives.

Don’t fill the application form if the company charges you for it. There are many companies that offer free Washington car loan quotes. Don’t forget to ascertain the website’s reliability. You can do so by verifying the security certificate. Once you are sure about everything, fill the form and get yourself approved.

So, remember your bad credit score can no longer cause you any pain. With this comprehensive bad credit auto loan guide, it can no longer be the reason of your rejection.

Get ready to enjoy the beautiful “Evergreen State” in your dream car. This is the time you forget all about your bad credit score and enjoy the rugged coastlines, mountains and deserts of Washington.

Get ready to drive your dream car with - Our bad credit auto loans Washington program is designed for all those who are suffering with a bad credit history. We offer loans at affordable interest rates. So, apply on our website and forget all your bad credit woes.

All the best in your search for that perfect auto loan.

Tuesday, 22 November 2011

Don’t Forget “Precaution Is Better Than Cure” While Buying A Used Car in Washington

Washington is wrapped in nature’s beauty. Diverse terrains make it even more stunning. From the rugged-pure beaches, high-rise mountains, desert lands, green forests to active volcanoes, the state has everything. Well, to explore the Evergreen State, you need to have a good transportation facility.

Even though public transportation is available in Washington, remote areas require a car. Washington’s state routes are well-developed and offer great connectivity. And a car will obviously give you the much needed freedom. Imagine you don’t have to leave early to catch the bus, because you have a car. It will take you faster - anywhere and everywhere you want.

Once you decide on buying a car, you will have to think about several things. This article gives you a comprehensive explanation of the many things involved in buying a car.

Money Makes the World Go Round

It may sound cliché to you, but it’s the fact. You need money to buy everything. Although you always have the option of loans, it is better if you have some cash with you.

Car is not an expense, it is an investment. Your car will be with you for more than 3 years. Hence, you must take a well-thought out decision.

Consider several expenses that you will have to incur over the years. It starts with the registration process, taxes, insurance and fuel. Also consider the maintenance of car. I would like to advise that you should go for a car only when you can afford it. There is no point in buying a car which becomes a trouble for you.

Also think of car loans. There are several options for you in the State of Washington. You can visit lenders and dealers or also get online and search for an auto lending company. The best thing about using the web is that you don’t have to get out of your house to avail an auto loan. So, get online and search for your perfect car loan.

Thinking of finance is useful as it will help you to narrow down your list.

Do You Believe In “Old Is Gold”?

A car’s basic work is providing you comfort and quick travel. And, with technological advancement, cars run many more miles than before. So, a pre-owned car can easily work for you. If you don’t consider new car as a status symbol, then a used car is just fine for you.

After you decide on the used car, it’s time to move on to the next set of questions.

What’s The Purpose of Your Car?

Every individual needs a car for different reasons. So, decide why you need it. If you have a large family, a minivan will be useful to you. If your job requires more of off-road driving, then SUV will suit you. If you live in the Olympic Peninsula, then a convertible won’t be of much to you. As the region receives heavy rains, you will need something like SUV to tackle the muddy roads.

Also, make a list of all the car applications that you require in your car. So, if you need power steering, write it. Mention things like good mileage, safety devices, stereo, etc.

What Are The Car Buying Options In Washington?

The State provides you many options to choose your favorite car. You can go to a local dealer and search for the car. You can also go for the private party auto loans option by buying a car from your neighbor or your cousin. Web is the latest addition to the list. Just type - in the car you want and you will get a long list of options to choose from.

The most important thing to keep in mind is that you should and must avoid dealing with a curbstoner. The Washington State Department of Licensing is very active in spreading awareness regarding such dubious individuals. A curbstoner often poses as the owner of the car but actually is an unlicensed dealer. If you buy a car from him, then transferring car title to your name becomes difficult.

Does Choosing A Car Ends The Process?

Well, the answer is no. First of all you must never choose a single car. Have at least 2-3 options with you. Consider these cars on the basis of following factors and choose your perfect car.

Take Precautions Against Lemon

The Washington State lemon law is for new cars, but even pre-owned cars can be covered under it. Confused?

Well, let’s make it clear.

You cannot just call your car lemon and get your money back. It needs to be certified by an arbitrator. Now the arbitration request can be filed by second or subsequent owners if the vehicle was purchased within 2 years of the first delivery (delivery to the original retail consumer) and the car has no more than 24,000 miles on the odometer. The other condition is that a request must be received by the Lemon Law Administration within 30 months of the original retail delivery date.

This means that if your car is older than 2 years or has an odometer reading of more than 24,000 miles, you are not protected by the Washington State Lemon Law.

So, whenever you buy a used car make sure that the vehicle is working fine and it comes with manufacturer’s warranty. If you don’t do so, then settling claims will become a very torturous experience.

What’s The Vehicle’s Story?

Get the Vehicle Identification Number (VIN) of all the cars that you have chosen. Once you put the number in the database, you will get information about the car. It will give you detail of the car’s history - problems, accidents, repairs. Also, call the previous owner and ask him about his experience with the car.

What’s Your Car’s Score (Miles)?

To buy a great car, it is important that you stay away from odometer fraud. Check the condition of pedals and the tires. The original tires generally last for 60,000 miles. So, if you see new tires and a lesser odometer reading, be alert.
Also, check for warranty cards and service reminders to get more idea about the car miles.
Clean Car Emission Requirements

After you choose your favorites, make sure they meet the clean air requirements. If your car is older than 2009, you won’t require to be certified. Also, previously-registered vehicles with more than 7,500 miles won’t require the certificate.

But all other cars which are newer than 2009 and have odometer readings lesser than 7,500 miles are required to fulfill the requirements.

To check whether the car is certified, ask the seller/dealer and also check the VECI label. The Vehicle Emissions Control Information (VECI) label in the engine compartment will help you know whether the vehicle is certified.

Clean and Clear- That’s how The Title Should Be!
The car’s title will establish you as the legal owner of the car. The title should be valid and shouldn’t have any liens against it. If you want to check a car title, you can contact the Washington State Department of Licensing at (360) 902-3770.

Mechanic - Proof

Once you are sure about the car, get it checked from the expert.

Ask your trusted mechanic to do a thorough check. Ask him to tell you clearly about any faults and problems.

As the mechanic approves your choice, you will be assured of your choice.
Do remember the simple adage of our schooldays – Precaution is better than cure. Take proper precautions in buying a car, it is hundred times better than sulking over a bad car decision.

So, don’t forget the tips. Get your own car and explore the beautiful State of Washington!

The single most important problem while buying a car is getting reasonable car loans in Washington. Well, RapidCarLoans.Net will help you solve this problem. Take advantage of our multiple lending options and get a chance of buying your perfect car. Just one simple online application will make you forget all your car loan blues.