Washington Auto Loans make Car Buying Easy, Affordable and Stress-free

Owning a car is a necessity but tension during the car buying process is absolutely unnecessary. Washingtonians shouldn’t worry about the lengthy auto financing process. You no longer need a pile of documents to get approved for WA car loans. Apply with Washington Auto Loans and get easy online approval at the click of mouse.

The company has several years of experience. It works with the motive of providing low rate auto loan options to car buyers of Washington. All auto loan quotes that are offered in the Evergreen State are highly affordable and easy on the wallet.

Washington Auto Loans provides car financing options to bad credit buyers and people with no credit history. It doesn’t matter if your credit score is terrible. If you have regular job and decent income, the company will leave no stone unturned in finding a loan for you.

Washington Auto Loans – it truly makes car buying fun and totally pleasurable. Apply now and buy the car of your dreams instantly.

Car Buying Advice for New Washington Residents

Washington Auto Loans not only offers low rate auto financing, but also provides tips to lower your car cost. Here’s a question about buying a car when moving from Oregon to Washington. If you have any question related to car buying and financing, drop in a comment and we will get back to you.

QUESTION
I live in Portland, Oregon. My husband has a got a great job in Spanaway city of Washington. He will be joining next month. But, I will be moving in September after taking care of things here. Now, we didn’t own a car in Oregon but we will need one in Washington. Should I buy a car here or in WA? I have heard that Oregon has no service tax. But, if I buy here, will it be compulsory to pay the tax in Washington. I am confused. Please help me. 

    - Catherine R.

(Moving from Portland, Oregon to Spanaway, Washington)

ANSWER

Oregon is a state where you don’t have to pay sales tax on car. It’s simply great but sadly it won’t be the case when you start to live in Washington. Now, if you want to save on tax while buying a car, buy it in Oregon. But, remember to make the purchase 3 months before moving to Washington. This is because WA has a rule that Use Tax* will be charged if you purchase a "private motor vehicle" in another state within 90 days before moving to Washington.

There are a few requirements which you should meet. Here they are:

1. A "private motor vehicle" is used for the personal transportation of the individual. It has a load capacity of 1500 pounds or less.

2. Vehicles with a load capacity greater than 1500 pounds, RVs, watercraft and trailers do not qualify for this exemption.

*Use Tax is the same rate as sales tax and. It is outstanding when a property is brought into Washington if sales tax was not paid.

So, buy your vehicle this month or the next. And, then take it with you to Washington in September. This way you will pass the 90 days requirement easily and save on the tax.

Washington Auto Loans has started offering low rate car financing in the neighboring states of Washington. This means you can enjoy affordable and instant car loans in Oregon as well. Apply now and get ready to save more.

Cruise-In Car Lovers at Le-May AMC because it is The Place to be

Car enthusiasts are never idle in Washington. There is a plethora of car-related activities in the Evergreen State. Come tomorrow, 10th April 2014, you have the opportunity to enjoy Cruise-In at the LeMay-America’s Car Museum in Tacoma, WA.

This is an ideal opportunity for showing off your prized possession. You can enjoy Fred Granados at AMC and contribute other car lovers in choosing a People’s Choice Awards. There are several interactive zones at the exhibit to keep you busy. Also, you can enjoy Movie Night in Club Auto after the exhibition.

Sounds like a great evening, doesn’t it?

For additional assistance, you can visit www.lemaymuseum.org or call 253.779.8490.

Car lovers admire cars but often hate car loans. It is because of exorbitant rates. But, Washington Auto Loans gives you the opportunity of securing lower rates on auto loans. Get the best car loan program by submitting 1 minute application form.

Auto Loans without Credit History and Co-Signer – Can people of Tacoma Apply?

When you have no credit history,a co-signer becomes all the more important. A lender requires a co-signer in Tacoma because he/she guarantees regular monthly payments.I agree that a co-signer with good credit history can help you get quick auto loan approval. But, it is not easy to convince someone to risk their stellar credit score for your auto dream. So, what do you do when there is no one to help you? What should be your game plan for buying your dream car in Washington? Read this article and survive the auto financing world without a co-signer.

Modern Alternative to “No Credit – No Co-Signer” Problem

Few years back, lenders rejected every auto loan application with no credit history. But, things have changed now. With increased competition, customer has become the king in true sense. Lenders are providing instant auto loan approval with zero credit score. They no longer ask you for a co-signer. You can get trouble-free auto loans program with zero credit history and no co-signer.

Qualification Criteria for getting Approval on Auto Loans without Credit History and Co-Signer:

1. A valid SSN to identify yourself

2. Age Proof to make sure that you are legally allowed to enter into a contract

3. Income and Employment Proof – It is essential that you earn regular income.

NOTE 1 - Alert for College Students – Most lenders accept part-time income. So, don’t worry if you earn low income. You can get approval with gross monthly income as low as $1,000 provided you have fewer debts.

NOTE 2 – Although down payment is not compulsory for getting zero credit auto financing without co-signer, you can opt for it. A 20% down payment will ensure instant approval. If you don’t have down payment, you can trade-in a car with positive equity.

Procedure for getting approval in Tacoma, Washington

The approval procedure on auto loan in Washington is same as in any other state of the nation. You need to be absolutely ready to deal with the auto financing world. Here’s how you can apply for the loan.

Know your Score

An individual’s credit score is never zero. There is always a number attached to your credit report. Even though you think you have credit history,check it before applying for a car loan. It is quite possible that you may have used a credit card or a department store card in past. Such things definitely have an impact on your credit score. Another reason for getting your credit ratings is to avoid financial frauds. Lenders may dupe you by providing you higher rates under the pretext of terrible credit score. So, it is always better to have knowledge of your ratings.

Increase Approval Chances by applying at the Right Place

Many young car buyers of Washington face rejection because they apply with wrong lenders and dealers. When you have specific requirements, apply with lenders who can fulfill them. Use the web to search for companies that provide no credit no co-signer auto loans in Tacoma. Don’t forget to check the reliability of these companies.

After you apply with a relevant online auto financing company, it will analyses your loan request. You will be contacted by its local representative to discuss the details of the Tacoma auto loan contract.

Auto loan approval without credit score and co-signer is very simple. All you need to do is know the exact process of securing the loan program in Tacoma. I hope this Washington auto financing guide helped you in knowing everything about no credit no co-signer auto loans.

Rapid Car Loans doesn’t make co-signing compulsory for Washingtonians with zero credit history. You can get quick approval on auto loans with no cosigner and no credit score by simply submitting the online application form on the website. Submit your Washington auto loan request and get ready to drive your car on the streets of the city.

Best of luck! Hope you get a great auto loan deal!